🤑 Best IHG One Credit Cards Offers of 2025 (Including 5 Free Nights!)

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If you’ve been thinking about adding an IHG credit card to your wallet, now’s the perfect time. Both the IHG One Rewards Premier Credit Card and the IHG One Rewards Traveler Credit Card are offering their best welcome bonuses of 2025. Here’s a breakdown of both offers and how to decide which one’s right for you.

🏨 IHG One Rewards Premier Credit Card

The IHG One Rewards Premier Credit Card is one of the better co-branded hotel cards on the market because it gives you the flexibility to use points for many nights with the upside of booking a handful of premium nights. 

Welcome Offer: Earn 5 Free Nights – valued at up to 300,000 total points – after spending $5,000 on purchases in the first 3 months from account opening. 

Here are some other fun perks and benefits to consider before you apply: 

• Get a free night certificate each year, valid at hotels up to 40,000 points.
• Complimentary IHG One Rewards Platinum elite status, which offers benefits like a 60% bonus points earned at IHG stays, room upgrades, and priority check-in and extended checkout.
• Every fourth night is free when you redeem points for four or more nights. 
• Get up to $120 back for Global Entry, TSA PreCheck® or NEXUS Statement Credit every four years.
• Up to $25 United Airlines TravelBank cash will be added to your United MileagePlus account twice a year.
• Earning rates
  • Up to 26x points per $1 on IHG stays.
  • 5x points per $1 spent on purchases on travel, at gas stations, and restaurants.
  • 3x points per $1 on all other purchases.
• No foreign transaction fees.

With a $99 annual fee, the value from the annual free night and elite benefits can far outweigh the cost — especially if you take advantage of this massive welcome offer.

🧳 IHG One Rewards Traveler Credit Card

The IHG One Rewards Traveler Credit Card is a great no-annual-fee option that still delivers strong rewards and travel benefits.

Welcome Offer: Earn 120,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

Here's what you'll get access to with this card:

• Every 4th night is free on award stays booked for 4 nights. 
• Complimentary IHG One Rewards Silver Elite status, plus a path to Gold when you spend $20,000 annually.
• Earning rates
  • Up to 17x points per $1 on IHG stays.
  • 3x points per $1 spent on purchases on monthly bills, at gas stations, and restaurants.
  • 2x points per $1 on all other purchases.
• No annual fee.

🤔 Which IHG Card Is Right for You?

• Go with the IHG One Rewards Premier Credit Card if you stay at IHG hotels regularly and want to maximize perks like elite status, free nights, and statement credits. The welcome offer alone could be worth >$1,000 in value.

• Pick the IHG One Rewards Traveler Credit Card if you’re looking for a no-annual-fee option that still gets you access to IHG’s 4th night free benefit.

With these elevated 2025 welcome offers, both cards deliver outsized value — whether you're diving deep into IHG's program or just getting started.

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.